Welcome to arivonqueloz's comprehensive financial valuation platform. These Terms of Use govern your access to and use of our website, educational resources, and professional services. By accessing arivonqueloz.com or using our services, you acknowledge that you have read, understood, and agree to be bound by these terms.

1. Acceptance of Terms

By accessing or using arivonqueloz's website and services, you enter into a legally binding agreement with arivonqueloz Limited, a company registered in the United Kingdom. These terms apply to all users, including visitors, registered users, and professional subscribers. If you disagree with any part of these terms, you must discontinue use of our services immediately.

We reserve the right to modify these terms at any time. Changes become effective immediately upon posting on our website. Your continued use of our services after modifications constitutes acceptance of the revised terms. We recommend reviewing these terms periodically to stay informed of any updates.

2. Description of Services

arivonqueloz provides educational content and professional resources focused on valuation techniques for financial analysts. Our services include online courses, research materials, analytical tools, and professional development programs. All content is designed for educational purposes and professional skill development.

Educational Content

Our educational materials cover various valuation methodologies, industry best practices, and analytical frameworks. Content includes video lectures, written materials, case studies, and interactive exercises. We regularly update our curriculum to reflect current market practices and regulatory changes.

Professional Tools

Registered users gain access to valuation templates, calculation tools, and industry databases. These resources are provided for educational and professional development purposes. Users are responsible for verifying the accuracy and appropriateness of any tools or templates for their specific use cases.

3. User Obligations and Responsibilities

Users must provide accurate, current, and complete information when creating accounts or accessing services. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

• Provide truthful and accurate information during registration
• Maintain the security of your login credentials
• Use services only for lawful and authorized purposes
• Respect intellectual property rights of all content
• Comply with all applicable laws and regulations
• Report any unauthorized use of your account immediately

Prohibited Activities

Users may not engage in activities that compromise the security, integrity, or availability of our services. Prohibited activities include but are not limited to unauthorized access, distribution of malicious software, harassment of other users, and violation of intellectual property rights.

4. Intellectual Property Rights

All content, materials, and resources on arivonqueloz's platform are protected by intellectual property laws. This includes but is not limited to text, graphics, videos, audio recordings, software, and educational materials. Users are granted a limited, non-exclusive license to access and use these materials for personal educational purposes only.

Copyright and Trademarks

arivonqueloz owns or licenses all intellectual property rights in our content and services. The arivonqueloz name, logo, and all related marks are trademarks of arivonqueloz Limited. Users may not reproduce, distribute, or create derivative works without explicit written permission.

User-Generated Content

When users submit content through our platform, including comments, questions, or project submissions, they grant arivonqueloz a worldwide, royalty-free license to use, modify, and display such content for educational and operational purposes. Users retain ownership of their original work while granting these usage rights.

5. Privacy and Data Protection

arivonqueloz is committed to protecting user privacy and complying with applicable data protection regulations, including the UK Data Protection Act 2018 and GDPR. We collect, process, and store personal information in accordance with our Privacy Policy, which forms an integral part of these terms.

6. Payment Terms and Refund Policy

Certain services require payment of fees. All fees are stated in British Pounds Sterling and are due in advance. We accept major credit cards and electronic payment methods. Subscription fees are charged on a recurring basis according to your selected plan.

Refund Policy

We offer a 14-day money-back guarantee for most paid services. Refund requests must be submitted within 14 days of initial purchase. Refunds are processed using the original payment method and may take 5-10 business days to appear on your statement. Certain services, including completed one-on-one consultations, are not eligible for refunds.

7. Limitation of Liability

arivonqueloz provides educational content and professional development resources. Our services are not intended to provide specific investment advice or financial recommendations. Users are responsible for their own professional decisions and should consult qualified advisors for specific situations.

To the fullest extent permitted by law, arivonqueloz Limited shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of our services. Our total liability shall not exceed the amount paid by you for our services in the 12 months preceding the claim.

8. Indemnification

Users agree to indemnify and hold harmless arivonqueloz Limited, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services, violation of these terms, or infringement of any third-party rights.

9. Termination

Either party may terminate this agreement at any time. arivonqueloz reserves the right to suspend or terminate user accounts for violation of these terms, non-payment of fees, or other reasons deemed necessary for the protection of our services and community.

Upon termination, your right to use our services ceases immediately. Provisions regarding intellectual property, limitation of liability, and dispute resolution survive termination of this agreement.

10. Governing Law and Dispute Resolution

These terms are governed by the laws of England and Wales. Any disputes arising from or relating to these terms or our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Before initiating formal legal proceedings, parties agree to attempt resolution through good faith negotiations. We encourage users to contact us directly to resolve any concerns or disputes.

11. Contact Information

These Terms of Use represent the complete agreement between you and arivonqueloz Limited regarding the use of our services. They supersede all prior negotiations, representations, or agreements relating to the subject matter herein.